QUALIFICATIONS

OF

MARY E. CAMPOS

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PROFESSIONAL DESIGNATIONS AND STATE LICENSE:

SRA designation from the Appraisal Institute, June 2006

State-Certified General Real Estate Appraiser Number: 1101692 Expiration Date: 9-23-07.

EDUCATION:

*AA program at Shoreline Community College

*Courses 101 - Introduction to Appraising Real Property - September 22 through November 22, 1986, Society of Real Estate Appraisers, 39 hours.

*Standards of Professional Practice - Part A - April 22 & 23, 1992. Appraisal Institute, 16 hours.

*Course 102 - Applied Residential Property Valuation - May 19 to June 27, 1992, Appraisal Institute, 39 hrs. *Appraising 1-4 Family Residential Rentals - November 18 & 19, 1993, Lee & Grant Company,15 hours. *Capitalization Rates & the Income Approach to Value - November 20 & 21, 1993, Lee & Grant Company,15 hours. *Standards of Professional Practice, Part A & B, Sept. 25,26,& 27, 2002

*Course 500-Advanced Residential Form & Narrative Report Writing, November 18-22, 2002, Appraisal Institute 40 hrs

*Course 310 - Basis Income Capitalization, June 15-22, 2005, Appraisal Institute, 39 hours

*Advanced Residential Applications & Case Studies/Advanced Residential Report Writing, April 2006, Appraisal Institute, 45 hours

*EXPERIENCE:

* Full time real estate appraiser from 1992 to present.

* Co-owner of Campos Appraisals, Inc. from January 1, 1989 to present. Incorporated in 1990.

* Co-owner of Campos Buyer Agency , Brokers license obtained 4-20-2000

* Appraiser assistant to Marcos E. Campos, MAI, SRA from April, 1986 to 1992.

* Licensed Real Estate Agent from 1980 to 1981. Associated with Denny & Pike Real Estate in Kent, WA.

SEMINARS:

*R41c seminar sponsored by the Federal Home Loan Bank Board in 1986.

*Appraiser Review Symposium, 10-13-92, Appraisal Institute.

*Three day seminar on building inspection, Northwest Inspection Engineers, 12-92.

*FIRREA Seminar, the topic: The New URAR & FIRREA, 10-12-93, Appraisal Institute. 7hrs.

*Appraisal Review - Residential Properties, 5-13-94, Appraisal Institute, 7 hours.

*Understanding Limited Appraisals & Appraisal Reporting Options, 7-8-94, Appraisal Institute, 7 hours.

*Residential Property and Appraisal Analysis, 4-13-95, Appraisal Institute, 7 hours.

*1995 Spring Conference, morning session, 5-9-95, Appraisal Institute, 4 hours.

*Data Confirmation and Verification Methods, 9-12-95, Appraisal Institute, 7 hrs.

*The Appraiser in Cyberspace,Using the Internet, 2-21-96, Appraisal Institute, 4 hours.

*Alternative Residential Reporting Forms, 2-19-97, Appraisal Institute, 7 hours.

*Meet the Client, afternoon session, 4-30-97, Appraisal Institute, 4 hours

*Residential Design & Functional Utility, 9-15-97, Appraisal Institute, 7 hours

*Appraising High-Value & Historic Homes, 4-17-98, Appraisal Institute, 7 hours

*High-Density Housing Dynamics, 5-8-98, Appraisal Institute, 7 hours

*Environmental Influences on Valuation, 10-21-98, Appraisal Institute, 8 hours

*Appraising Complex NW Properties, 11-19-98, Appraisal Institute, 4 hours

*How to Pass a Tough Reviewer, 4-19-00, Appraisal Institute, 2 hours

*USPAP 2000 Update, 5-16-17, 2000, WA Association of REALTORS, 15 hours

*ACOW AT THE SUMMIT III, Appraisers Coalition of WA, 8-17-01, 6 hours

*Appraising the Tough Ones, Appraisal Institute, 4-5-02, 7 hours

*Master Planned Community Development, Appraisal Institute, 4-17-02, 2 hours

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*Attended Real Estate Appraiser Commission Meeting, St. of WA Dept. of Licensing, 5-02, 2 hr

*Fannie Mae - An Appraisal Issue Update, Appraisal Institute, 5-31-02, 2 hours

*ACOW AT THE SUMMIT IV, Offered by the Appraisers Coalition of WA, 8-15,16-02, 12 hrs

*USPAP, Appraisal Institute, 9-25/26-02, 16 hrs

*Standards of Professional Practice, Part B, Appraisal Institute, 9-27-02, 8 hrs

*ACOW - Out of Recession, Offered by the Appraiser Coalition of WA, 3-10-04, 3 hrs

*Appraising Manufactured Housing, Appraisal Institute, 6-17-04, 7 hrs

*Attacking & Defending an Appraisal in Litigation, Appraisal Institute, 9-23/24-04, 14 hrs

*Narrative Report Writing Seminar, Appraisal Institute, 9-18/25-04, 14 hrs

*Subdivision Seminar, Appraisal Institute, 9-21-05, 4 hrs

*Calibrating the Northwest Economy, Washington State University, 11-17-05, 8 hrs

*Hypothetical Conditions & Extraordinary Assumption, Appraisal Institute, 2-15-2006, 2 hrs

MEETINGS:

Attend monthly meetings of the Seattle Chapter of the Appraisal Institute. I hold the SRA designation from the Appraisal Institute.

WASHINGTON REAL ESTATE BROKER LICENSE

(I obtained my brokers license to diversify my business and offer Exclusive Buyer Agency/Consulting.)

Real Estate Law, taken at Rockwell Institute - Jan. 4-12, 2000 30 hours

Broker Management, taken at Rockwell Institute -Jan. 24-27,2000 30 hours

Business Management, taken at Rockwell Institute - Feb.15-18,2000, 30 hours

Real Estate Principles, taken at Rockwell Institute, Feb. 2000, 30 hours

Passed the Brokers Exam, April 1, 2000

Red Flags - Property Inspection, offered by ProSchools, 8/01, 8 hours

Buyer Representation, offered by ProSchools, 8/01, 7.5 hours

Risk Management, offered by ProSchools, 9/01, 8 hours

Agency Plus, offered by ProSchools, 9/01, 8 hours

Go With the Flow, Washington Association of Realtors, 2/5/03, 3.5 hrs

GRI 200, Washington Association of Realtors, 9/15-18/03, 30 hrs

Septics & Groundwater, WSU Extensions, 9/14-5/05, 15 hrs

Guide to Self Directed Retirement Plans,Real Estate Law School, 2/3/05, 8 hrs

Watch What You Say, Professional Direction, 8/29/05, 3 hrs

Current Issues, Professional Direction, 10/1/05, 3 hrs

CLIENTS WORKED FOR IN THE PAST:

Interwest Bank (now Pacific Northwest Bank), Washington Federal Savings, US Bank City Bank, First Pacific Mortgage, Pacific Capital Mortgage, National City Mortgage Continental Federal Credit Union, Washington State Employees Credit Union , Black Hawk Mortgage, Sterling Savings, Ivy Mortgage , South County Bank, New Century Mortgage, Prism Mortgage, Old Newport Funding, Paladin Financial Federal Mortgage Company, Northwest International Bank, Ameriwest Mortgage, Lake Mortgage Association, Whatcom Educational Credit Union, Mortgage Network, New Century Mortgage, Q Point Mortgage , Navy Federal Credit Union, Phoenix Savings Bank, Cornerstone Mortgage, Continental Mortgage, Guaranty Mortgage, Mortgage Support Services, Union Bank of California, Lynnwood Mortgage, Reliance Field Services Key Bank, Seafirst Bank Vision Mortgage, Long Beach Mortgage First Interstate Bank, CTX Mortgage, PHH US Mortgage Company, Carteret Mortgage, Quintet Mortgage, Cascade Mortgage, Residential Mortgage Concepts. Worked for several local attorneys.

Our website address is www.camposabb.com. My email address is mary@camposabb.com

CAMPOS APPRAISALS, INC. PO BOX 267, MOUNTLAKE TERRACE, WA 98043

(425-775-1750) FAX#(425) 670-2553